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Monthly Archives: May 2017

  • The Top Social Security Facts Retirees Must Know

The Top Social Security Facts Retirees Must Know

2025-03-26T10:31:59-05:00May 26, 2017|Categories: Resource Center|Tags: , |

The Top Social Security Facts Retirees Must Know

The Top Social Security Facts Retirees Must Know 

Social Security provides guaranteed income in retirement. To make the most of it, it’s important to understand when to claim your benefits. Claiming too early reduces your benefits, but waiting until your full retirement age or even age 70 increases them. This strategy can significantly boost your lifetime income.

Changes to Social Security rules in 2015 removed some claiming strategies. Now, you cannot choose between your personal and spousal benefits if you file after 2016. These changes make planning even more important to maximize your benefits.

Social Security is often a key part of retirement income. It’s crucial to carefully consider your options and speak with a professional. At CTS Financial, we can guide you in making the best choices for your situation.

At CTS Financial, we have compiled a tip sheet, The Top Social Security Facts Retirees …

  • Chicago Blackhawk Lessons

Perseverance: Business Lessons Learned from the Blackhawks.

2021-06-10T16:19:11-05:00May 12, 2017|Categories: Resource Center|Tags: |

Perseverance: Business Lessons Learned from the Blackhawks.

I am finally starting to get over it. I’m accepting the fact that the Blackhawks will not be taking home the Stanley Cup in 2017. Yes, it has taken me this long. While I am still disappointed, these past few weeks have provided me with some clarity. I am truly grateful for what this incredible team brings to my personal life and my work life.

In fact, this team and the city of Chicago have inspired me to write an article, Perseverance: Business Lessons Learned from the Blackhawks. Access the article now here.

  • 6 Principles of Long-Term Investing

6 Principles of Long-Term Investing

2025-03-26T10:34:37-05:00May 5, 2017|Categories: Resource Center|Tags: |

6 Principles of Long-Term Investing

6 Principles of Long-Term Investing

We believe that increasing your wealth over time is about more than making the right stock picks. Over the years, we have observed the effect of fear, greed, lack of discipline and many other the pitfalls that investors experience.

Successful long-term investing isn’t just about picking the right stocks or timing the market. Many investors make mistakes due to fear, greed, and poor discipline. By following six principles, you can improve your investment decisions. These principles aren’t foolproof, but they offer guidance to avoid common pitfalls and stay focused on long-term goals.

One key principle is to avoid following the crowd. By the time a trend becomes popular, it may be too late to profit, as prices are often inflated. Instead, focus on objective research and calculated choices. Another important principle is diversification. A well-diversified portfolio can reduce risk and help navigate market …

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