Founder and President | CFP® | EA | MBA
Todd is head portfolio manager at CTS and the driving force behind most of the innovative investment and financial planning programs and strategies for which we are known.
He is an experienced tax accountant, investment adviser and a CERTIFIED FINANCIAL PLANNER™ practitioner who has been consulting with clients for over 30 years.
Todd has the unique ability to analyze complex tax and financial planning issues, design customized solutions to address them and then clearly communicate their corresponding strategies and objectives in a manner that is straightforward and simple for clients to understand.
In 1993, he helped develop the CTS Consolidated Asset Management Program (CAMP), a unique approach to proactively managing money rather than using passive “buy-and-hold” strategies. He has also designed a proprietary computerized financial planning program used exclusively by CTS and developed a unique computerized cash flow analysis that can project a client’s budget both before and after retirement.
Todd earned his MBA in Finance and Accounting and augments his knowledge and expertise with a rigorous continuing education program.
In addition to being a CERTIFIED FINANCIAL PLANNER™ practitioner, he is also an Enrolled Agent (EA), who is also licensed in life, health, disability and long-term care insurance.
