gifting Archives - CTS Financial Group

Markets Slip as Q1 Reports Arrive

jmuch2025-04-21T11:07:13-05:00April 21, 2025|Categories: Weekly Update|Tags: 401(k), AI, alternative investments, artificial intelligence, chicago, college education, CPI, debt, estate planning, Fed, financial, financial planning, financial strategy, gifting, income tax brackets, income taxes, Inflation, insurance, Interest Rates, investing, investment, market volatility, markets, PPI, retirement, retirement planning, risk management, social security, tariff, taxes, Trump, wealth management, women|

The Weekly Update

Week of April 21st, 2025
By Christopher T. Much, CFP®, AIF®

U.S. stocks slipped over the shortened trading week as Q1 corporate reports started to roll in.

The Standard & Poor’s 500 Index dropped 1.50 percent, while the Nasdaq Composite Index fell 2.62 percent. The Dow Jones Industrial Average lost 2.66 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, added 4.19 percent.

U.S. Stocks Slide
Stocks started the four-day week with modest gains. Trade volatility subsided as several money center banks reported Q1 numbers at or above expectations.

Stocks trended lower midweek after Federal Reserve Chair Jerome Powell expressed concern that tariffs would likely “move us further away from our goals”—including keeping inflation in check.

Stocks were mixed on the week’s last trading day as traders evaluated White House news that trade deals were progressing with Japan, China, and the European Union. The S&P 500 ended the day higher, but …

Rally Caps Volatile Week

jmuch2025-04-14T14:41:42-05:00April 14, 2025|Categories: Weekly Update|Tags: 401(k), AI, alternative investments, artificial intelligence, chicago, college education, CPI, debt, Fed, financial, financial planning, financial strategy, gifting, income tax brackets, income taxes, Inflation, insurance, Interest Rates, investing, investment, market volatility, markets, PPI, retirement, retirement planning, risk management, social security, state planning, tariff, taxes, Trump, wealth management, women|

The Weekly Update

Week of April 14th, 2025
By Christopher T. Much, CFP®, AIF®

Stocks ended the week with a strong gain as traders continued to focus on tariff talks while appearing to overlook upbeat news on inflation.

The Standard & Poor’s 500 Index rose 5.70 percent, while the Nasdaq Composite Index gained 7.29 percent. The Dow Jones Industrial Average picked up 4.95 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, increased by 0.72 percent.

Stocks Rebound
Stocks rallied on Monday after a report surfaced that the administration was considering a 90-day pause on tariffs. But when the White House clarified its position, sellers stepped in.

On Tuesday, prices jumped at the next opening bell after the Treasury Secretary said the U.S. was open to tariff negotiations with trading partners. The rally stalled and reversed on news the administration was adjusting tariffs on Chinese imports.

After the White House announced a 90-day pause …

Markets React to White House Tariffs

jmuch2025-04-11T10:20:35-05:00April 7, 2025|Categories: Weekly Update|Tags: 401(k), AI, alternative investments, artificial intelligence, chicago, college education, CPI, debt, estate planning, Fed, financial, financial planning, financial strategy, gifting, income tax brackets, income taxes, Inflation, insurance, Interest Rates, investing, investment, market volatility, markets, PPI, retirement, retirement planning, risk management, social security, taxes, Trump, wealth management, women|

The Weekly Update

Week of April 7th, 2025
By Christopher T. Much, CFP®, AIF®

Stocks fell broadly last week as domestic and foreign markets reacted to the White House’s tariffs.

The Standard & Poor’s 500 Index declined 9.08 percent, while the Nasdaq Composite Index fell 10.02 percent. The Dow Jones Industrial Average dropped 7.86 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, lost 7.39 percent.

Under Pressure
Stocks rallied the first half of the week as markets tried to anticipate the potential impact of tariffs previously announced by the White House.

Soon after the closing bell on Wednesday, President Trump’s new tariffs surprised markets. Global markets reacted to the news overnight.

Markets opened lower on Thursday, and the selling continued through Friday. Treasuries rallied in a flight to quality as investors moved to the sidelines. The yield on the 10-year Treasury note closed Friday at 4.0 percent. Bond yields generally fall when …

Fed Happy Talk Breaks Bad News Streak

jmuch2025-03-24T06:51:46-05:00March 24, 2025|Categories: Weekly Update|Tags: 401(k), AI, alternative investments, artificial intelligence, chicago, college education, CPI, debt, estate planning, Fed, financial, financial planning, financial strategy, gifting, income tax brackets, income taxes, Inflation, insurance, Interest Rates, investing, investment, market volatility, markets, PPI, retirement, retirement planning, risk management, social security, taxes, Trump, wealth management, women|

The Weekly Update

Week of March 24th, 2025
By Christopher T. Much, CFP®, AIF®

Stocks notched a solid gain last week as upbeat comments from the Fed helped stocks snap their four-week losing streak.

The Standard & Poor’s 500 Index rose 0.51 percent, while the Nasdaq Composite Index picked up 0.17 percent. The Dow Jones Industrial Average led, gaining 1.20 percent. The MSCI EAFE Index, which tracks developed overseas stock markets, rose 0.75 percent.

A Solid Week
Stocks opened the week higher despite weaker-than-expected retail sales. On Tuesday, stocks pulled back on disappointing economic data and renewed Middle East tensions.

Stocks roared higher Wednesday as investors looked forward to the Federal Reserve’s meeting. As widely expected, the Fed kept rates steady, but Fed Chair Powell’s comments buoyed investors’ spirits.

Stocks dipped Thursday and opened lower on Friday, but investors showed some confidence by pushing prices higher into Friday’s close.

The Fed Stays Positive
Amid all the market turbulence …

The Financial Considerations of Gifting

jmuch2019-11-08T12:09:56-06:00November 8, 2019|Categories: Resource Center|Tags: estate planning, gifting, retirement|

The Financial Considerations of Gifting

The holidays are just around the corner and 2019 is coming to a close. If financial gifting around the holidays is on your to-do list, we invite you to grab a copy of a recent article we published. http://bit.ly/2oSvajh